Too invested in the company’s finances, that you don’t find time to manage your own personal finances? Well, here are some apps that manage your personal finances to the tee. Right from keeping a tab on multiple bank accounts to setting monthly/weekly budgets, these apps make life really easy by giving you a chance to spend your free time having fun rather than being stuck with bookkeeping!
Here are some apps which you should download right away “
Mint: Having multiple bank accounts might be convenient but keeping a tab on them can get harrowing! Mint is just what you need if you are a multiple account holder. An all in one app, Mint creates your budget, keeps a track of your expenses & connects all your bank & credit card accounts, and monthly bills-so all your accounts will be at one place; no more logging into multiple sites/platforms. If you are one those late bill payers, Mint assists you with timely payment reminders. The free credit score is an added bonus!
Wally: Are you ignoring personal expenses while you keep your business expenses on track? Well, let Wally organise your daily, weekly or monthly expenses for you. It simply allows you to click a photo of your receipts or it also uses your geo-location and updates the information, saving you a lot more steps.
So, if typing your expenses at the end of the day/month/week is troubling you, just click away!
You Need A Budget: Living your life from paycheck to paycheck? What if you have someone who creates budgets with the money you have and not with money you don’t have. That way you stay away from debts and helps you create budgets that will help in the optimum use of your finances. the app also has a live online course that teaches the basics of budgeting. Although this app charges a small monthly or annual fee, it sure does help you pay $500 worth debt in the first month itself, giving you scope to use your money for things like gifts & other personal needs.
Acorns: Not a great saver? Find it mentally exhausting? Well, Acorns makes savings a painful process. The minute you make a purchase with your card that is connected to the app, it rounds up the amount to the next highest dollar and puts the difference in a low-cost exchange-traded fund (ETFs) that you select based on your risk preference.
Coinbase: Interested in cryptocurrency? Well, if you are currently involved in business at a global level, you surely will be having your eye on cryptocurrency. Coinbase allows you to trade with Bitcoin, Bitcoin Cash, Ethereum, Ethereum Classic. Litecoin. The app is the stripped down version of the desktop version but might be simpler to use than the desktop version because of the simpler interface. The desktop version has a purchasing limit of $9500 per month and with additional identification documents, you can raise the limit to $25000.
